Understanding the basics of credit

Understanding the basics of credit June 23, 2020 | by HC Mutual If you’re planning to apply for a loan soon, it’s the perfect time to learn more about credit. Achieving your financial goals begins with understanding the ins and outs of financial mobility and preparedness. In this article, you

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For First-time Home Buyers: Property Fees and Taxes

For First-time Home Buyers: Property Fees and Taxes June 15, 2020 | by HC Mutual Saving up for your first home? As you plan your budget, keep in mind that there are fees that have to be settled before and after closing the deal. To help you prepare for this

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Financial Plans: Basics and Know-Hows

Financial Plans: Basics and Know-Hows June 8, 2020 | by HC Mutual A financial plan is an evaluation of your income, budget, and expenses—an actionable guide to achieving your goals. While many people find this intimidating, you can create one easily by understanding how it works and how it can

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The first steps to planning your budget

The first steps to planning your budget May 29, 2020 | by HC Mutual Many people believe that going on a budget means tightening the belt and cutting down on expenses. However, budgeting goes beyond that. It’s about allocation and planning, making sure that your hard-earned money is spent on

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Keeping your family healthy in your first home

Keeping your family healthy in your first home May 11, 2020 | by HC Mutual Every Filipino deserves to enjoy comfortable and worry-free lives in their own homes. Your living space is where you nurture and share milestones with your family, which is why it is important that your home

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A credit report shows your credit limit usage, timely repayments of credit obligations, as well as payment defaults on loans, if any.

This can have an impact for your future personal loan, car or home loan applications.

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