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We all dream of a well-earned vacation, whether it’s a weekend by the beach, a long-overdue visit to family in the province, or a bucket-list trip abroad. But when daily expenses keep piling up, it’s easy to push those plans aside and think, “Maybe next year.”
Taking a break shouldn’t be a luxury. It’s something everyone deserves. And with the right financial tools, kayang-kaya mo to turn that dream trip into a real plan. That’s why HC Mutual has created flexible programs to help everyday Filipinos save smarter, plan better, and get the rest they deserve—without breaking the bank.
Secure your family’s future while planning for life’s joys.
Start saving for your dream vacation for as low as ₱101 per payday, and earn 3% per annum on your savings. Choose flexible terms: 3, 5, or 7 years, and enjoy hassle-free payments via payroll deduction, automatic debit, or any USSC branch nationwide.
Plus, you get FREE Accidental-Life Insurance worth ₱100,000 and access to the KayaMo Family Saver’s Plan, so your loved ones enjoy benefits too.
This plan helps you build a vacation fund slowly but surely without cutting into your day-to-day needs.
Grow your savings for your dream getaway faster.
If you’re ready for a more committed savings plan, 5ave Up! lets you set aside ₱1,212 per payday and earn a higher return of 5% annually after 5 years. It’s designed for long-term goals, whether that’s a big international trip, a family reunion abroad, or your once-in-a-lifetime vacation.
You also get FREE enrollment if you already have a KayaMo Saver’s Plan, FREE insurance worth ₱100,000, and the same benefits for your family.
Because sometimes, you just need to go as soon as you can.
Got a sudden opportunity to travel, or need a break sooner than expected? The KayaMo Cash Loan gives you quick access to funds because it is released within 24 hours of approval, with flexible terms of 12, 18, or 24 months and interest rates as low as 0.99%.
And the best part? You don’t have to touch your savings.
HC Mutual is your trusted travel companion on the road to financial freedom, and yes, even that well-deserved getaway.
Our tailored savings plans help beginner families save more efficiently, so you can finally take that well-deserved break or family vacation.
Secure your future through saving.
Secure your future through saving.
Taking a break shouldn’t feel impossible or irresponsible. With the right plan, the right tools, and a little discipline, you can enjoy the rest you’ve earned without sacrificing your savings or peace of mind.
At HC Mutual, we’re here to help you live more, rest better, and take the trips that matter, whether pa-probinsya, pa-beach, or pa-abroad.
So go ahead, save for that trip. Take the break. Dahil kaya mo!
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