HC Mutual Building and Loan Association has been serving Filipinos since 1932. We have dedicated our work to bettering lives and achieving financial goals hand-in-hand with our members.

Throughout the years, we have served and partnered with over 800 local companies. We are proud to provide fast, affordable, and hassle-free financial services to employees and underbanked families.

Our goal is to address the nation’s housing needs, and ultimately, to serve the underbanked Filipino people through socially-responsible housing products and financial services.

HC Mutual Building and Loan Association is a wholly-owned legal entity of Fountel Corporation, a family of businesses that include the Universal Storefront Services Corporation (USSC). USSC serves a total of 9.5 million OFW and underbanked customers, making it one of the biggest one-stop financial services shops in the Philippines.