OUR STORY

HC Mutual Building and Loan Association has been in the business of
supporting Filipinos for 87 years. Established in 1932, we have dedicated
our work to bettering lives and achieving financial goals hand-in-hand
with our members.

Throughout the years, we have served and partnered with over 800 local
companies. We are proud to provide fast, affordable, and hassle-free
financial services to employees and underbanked families.

Our goal is to address the nation’s housing needs, and ultimately, to
serve the underbanked Filipino people through socially-responsible
housing products and financial services.

HC Mutual Building and Loan Association is a wholly-owned legal entity
of Fountel Corporation, a family of businesses that include the Universal
Services Corporation (USSC)
. USSC serves a total of 9.5 million OFW and
underbanked customers, making it one of the biggest one-stop financial
services shops in the Philippines.

OUR VISION

A nation where even the underbanked
can be financially independent and can
save and afford to own a home.

OUR MISSION

To enhance the lives of underbanked Filipinos
through financial security, enabling and
empowering them to experience the life they
aspire to have.

OUR CORE VALUES

Malasakit

We show sincere care and selfless concern
for the well-being of others.

Integrity

We always do the right thing for the right reasons,
transparent and accountable in every undertaking.

Passion

We approach all we do with enthusiasm,
energy, and intense desire to excel.

OUR PARTNER DEVELOPERS