Choose your saver’s plan
We understand that people have different financial goals and capacities—and we want to make sure that more
people, especially those from modest backgrounds who have limited financial mobility, can get opportunities to
save, secure, and build their future.
Our model is unique in the way that we encourage our members to save before spending or taking major steps
financially. By saving through HC Mutual, each member becomes, in effect, a part owner of the preferred shares.
This fund becomes accessible to members who have reached their savings goal—so after a set number of
successful contributions, a member becomes entitled to apply for loans and other benefits.