The KayaMo Saver’s Plan is designed to help employees build a financial cushion through consistent, affordable savings. With guaranteed returns and easy access, this plan is ideal for those who want to build an emergency fund or start a long-term savings habit.
The 5ave Up! Plan offers a structured way to save for specific life goals, such as education, business ventures, or travel. This plan encourages regular contributions over a set period, providing employees with higher yields than standard savings options. It helps cultivate financial discipline and turn aspirations into achievable outcomes.
When urgent needs arise, the KayaMo Cash Loan offers quick and reliable access to funds. With minimal documentation, competitive interest rates, and fast approval, employees can address unexpected expenses, like medical bills, tuition fees, or family emergencies without resorting to high-interest lenders.
The KayaMo Home Loan helps employees take a major step toward financial stability: owning a home. Whether purchasing a house, lot, or funding home improvements, this loan provides flexible terms, fixed interest, and a streamlined application process. It’s a practical and affordable option for employees working toward long-term security.
At HC Mutual, we’re committed to helping employees take full advantage of the financial opportunities available to them. Whether you’re planning to buy your first home, build an emergency fund, or grow your savings, our services are designed with your goals in mind.
Secure your future through saving.
Earn more from your savings to reach your goals faster.
Be on your way to owning a home!
Be prepared for any occasion.
At HC Mutual, we go beyond offering financial products. We actively support employee education through orientations, digital resources, and direct assistance. Our goal is to ensure that every employee understands their benefits and makes informed financial decisions.
By working with employers and helping employees maximize these programs, we empower them to build a more secure, confident future. Together with our corporate partners, we are creating a workplace culture where financial wellness is within reach.
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