Holiday Spending Hacks

Holiday Spending Hacks How To Save Money Without Missing Out November 03, 2023 | by HC Mutual The holidays are a time for celebration and joy, but it can also be a time of financial stress. During this season of giving and celebrating, it’s easy to forget financial responsibilities and go all out with spending. […]

Secure Your Financial Umbrella

Secure Your Financial Umbrella  How To Prepare Your Emergency Fund for Unexpected Rainy DaysOctober 1, 2023 | by HC Mutual Life is unpredictable. Emergencies such as job loss, medical bills, home or car repairs, and natural disasters can happen anytime and can cause a huge financial burden. If you don’t have an emergency fund, you […]

Balancing Festivity and Finances

Balancing Festivity and Finances Five Smart Tips to Prepare for the Holiday Season  September 1, 2023 | by HC Mutual In the Philippines, the spirit of giving and celebration starts as early as September. For many Filipinos, this month represents the early preparations for the holiday season – the time of year when people reward […]

Why a Home Loan is the Smart Choice

Why a Home Loan is the Smart Choice Making your first home within reach August 1, 2023 | by HC Mutual Creating an ideal haven for you and your loved ones is one of life’s milestones. Buying a house is always included in almost everyone’s list when they start their careers. Your first home is […]

Pay Yourself First

Pay Yourself First! Tips to boost your savings through reverse budgeting July 11, 2023 | by HC Mutual We have entered the second half of the year. Let’s take this time to evaluate our personal goals and how far we have come in achieving them. “Have I saved enough money?” is probably one of the […]

Beware of Scammer Tricks!

Beware of Scammer Tricks! Tips to Avoid Falling Victim to Scams June 22, 2023 | by HC Mutual Have you experienced getting a text message from an unknown number stating that you won a cash prize from a raffle you don’t remember joining? How about an email from an online shop asking you to click […]

Why Budgeting Should be a Part of Your Holiday Planning

Empower Yourself through Financial DisciplinePractical Tips to Grow Your Savings and Reach Your Financial Goals May 26, 2023 | by HC Mutual Being financially disciplined takes a lot of work and patience. In our current economy, it is tempting to park our savings goal and concentrate on attaining our needs and buying the things that […]

Start Your Journey Towards Financial Discipline

Start Your Journey Towards Financial DisciplineEffective Strategies to Develop Smart Money Habits January 25, 2023 | by HC Mutual Developing financial discipline is one of the best things you can do for yourself. It refers to the ability to take charge of your income and expenditures: understanding how much money you earn and spend and […]

Why Budgeting Should be a Part of Your Holiday Planning

Why Budgeting Should be a Part of Your Holiday Planning Useful Tips to Avoid Going Broke after the Holidays November 23, 2022 | by HC Mutual Christmas is fast approaching. As early as now, Filipinos are starting to brace themselves for the happiest and busiest time of the year. Parties, events, and celebrations are filling […]

Wise Spending on the Season of Giving

Wise Spending on the Season of GivingTips on How to Save Money during the Holiday Rush September 22, 2022 | by HC Mutual For Filipinos, Christmas is always a season of giving and in whatever situation the country is, holiday traditions remain alive in most Filipino homes. People consider end-of-the-year festivities as their reward for […]

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