Saving Goals Check-In:
Time to Review, Adjust, and Level Up!

September 22, 2025 | by HC Mutual

2025 is almost in the rearview, and it’s the perfect time for a quick check-in with your goals. Whether you’re saving for a rainy day, a dream vacation, or something bigger (like your own business), reviewing and adjusting your goals is key to making it happen.

Here at HC Mutual, we’re all about helping you stay on track and keep it real. Life changes, priorities shift, and sometimes  that original savings goal needs a little tweak. Good news? Our plans are built to grow with you.

KayaMo Saver’s Plan: For your everyday goals

Remember why you started? The KayaMo Saver’s Plan is perfect for short-term goals that make a big impact, like school supplies, health needs, or that well-deserved family weekend getaway.

If your needs have changed or you’ve hit your target (go you!), now’s the time to either:

Set a new goal (hello, upgraded dreams)
Top up and keep the momentum going

It’s flexible, affordable, and yes, kayang-kaya mo ‘to.

5ave Up! Plan:
Big goals, smarter saving

Dreaming bigger? Think future business, education fund, or a home renovation. The 5ave Up! Plan helps you build towards that with more structure and more rewards.

Haven’t checked your progress lately? Take a quick peek! You might be closer than you think. Or maybe it’s time to revisit your timeline, or refine your goal to better fit your needs.

Pro tip: Check in, level up

Set a reminder (or two). Review your goals monthly or quarterly. Celebrate small wins. Adjust where needed. Repeat.

With HC Mutual, you’re never saving alone. We’re here to make sure your goals don’t just stay dreams; they become plans, and then real-life wins.

Thinking long-term starts with saving

Big goals take time and the right habits. With HC Mutual, you can grow your savings through consistent contributions and enjoy high-yield returns that work as hard as you do:

Secure your future through saving.

  • Start saving for as low as PHP 101 per payday.
  • Flexible savings plan of 3, 5, or 7 years.
  • 3% earnings from your savings per annum.

Earn more from your savings to reach your goals faster.

  • Start saving for as low as PHP 1,212,
PHP 2,424, or PHP 3,636 per payday.
  • Fixed 5-year savings plan.
  • 5% per annum after 5 years upon
completion of the plan.

So... ready to check in on your goals?

Let’s make sure that your KayaMo Saver’s Plan and 5ave Up! plans are still working for you.

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